Get ALL Your Insurance Questions Answered

Many are feeling the financial pressures to reduce expenses and lower their bills. That is why we focus on getting the coverage that fits our clients needs and budget. We merge dedicated personal attention, earned expertise and all the convenience of technology to provide our clients with the affordable protection they need in every aspect of their lives.

Get insurance questions answered

You have QUESTIONS, we have ANSWERS for YOU!

It is the job of your Erb and Young Insurance Agent to make sure that you get all your insurance questions answered. For example: Have you been a safe driver and free of traffic violations for more than three years? Would you like to see if you qualify to save money on auto insurance?

Matt Ekberg has been an agent with Erb and Young Insurance for 3 years. Matt is a great example of an Insurance Professional that genuinely cares about you, getting you a great insurance policy, and answering any of your questions or concerns.

Benefits of Getting ALL your Insurance Questions Answered

Here are three benefits of having a real person that you know and that genuinely cares about you to discuss your insurance policy, and any questions or concerns.

1) Minimize Financial Risks

What life changing events are happening in your life? Got Engaged? Pregnancy, planning a move, adding a pool, trampoline or doing other home improvements? Getting a Dog? All of these and many other factors can impact your insurance needs and create risks to you as a homeowner.

Insurance Companies sometimes put coverage limits on works of art, antiques, musical instruments, and cameras. You should be aware of any limits that may leave your coverage short and discuss major purchases with your Insurance agent.

Are you starting or expanding your business? Many factors can impact your insurance needs and create risks for business owners.

Is your teenager taking drivers education? We are here to get your Insurance questions answered and to discuss your auto insurance options.

Did you recently get a ticket?

In Florida, every traffic violation carries points that can be added to your permanent driving record. These points will put you in danger of increased insurance premiums and possible driver’s license suspension. To avoid a negative impact on your record and insurance rates, Florida’s has a four-hour Basic Driver Improvement (BDI) course as an available option to reduce your fines and prevent the addition of points to your driving record.

These are examples of what should be discussed and shared when you feel comfortable and have a working relationship with your insurance agent.

Erb and Young Insurance of Florida

2) Gain a Strategic Planning Partner

Would you like the benefits of working with an insurance agency that values its clients enough to have knowledgeable agents that make themselves available to discuss your unique circumstances and financial goals?

Every business, home and driver has unique characteristics that must be analyzed when evaluating risk. There should be a discovery process that starts by understanding your circumstances and goals. Then begins the processes of developing a strategic risk management plan tailored to your needs. The plan should take into consideration such factors as long-term financial objectives, exposure to risk, tax strategies, cash flow, budget and for a business the management structure and actuarial projections.

3) Avoid Personal Loss and Embarrassment

Many homeowners get caught up in wanting to close quickly and reduce expenses associated with buying their home that the details of their homeowners insurance policy are never fully discussed. Therefore, they remain unaware of risk factors until they have something happen. This has lead to financial loss and personal embarrassment.

Do you know what’s not covered by your homeowner’s insurance policy? Did you take the time to read the dozens of pages of documents that you received from your insurance company? Did you discuss and decide on all the inclusions and exclusions in your policy? While it is true that most don’t spend their leisure time reading the 30+ page policies that they receive in the mail from their insurance company, that is exactly what “someone” should be doing. That same “someone” should have discussed all the possible inclusions and exclusions before your policy was put together in your behalf. That “someone” is an agent that cares about you because they have gotten to know you personally. They want to help you avoid personal loss and embarrassment.

Many not aware of exclusions in insurance policy

What surprises most people is that most clients don’t necessarily pay that much more for a broader policy with better coverage and they gain the additional benefit of peace of mind.

Please, contact your Erb and Young Insurance agent for exceptional service, rates and a FREE professional consultation. We focus on the relationship, not the transaction. Since we’re independent agents, our allegiance lies with our clients, not the insurance companies. We want you to avoid overpaying for a policy that is not providing the right coverage for you. Also, we want you to gain the benefits of knowing and being known by your Erb and Young Insurance agent.

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