Boat Insurance from Erb and Young Insurance

Erb and Young Insurance offers Boat Insurance as part of our watercraft insurance programs. These marine insurance packages cover almost all types of watercraft with an insurance package and affordable rates that give you peace of mind. Your Erb and Young Insurance Agent can help you choose the right boat insurance or personal watercraft insurance policy.

Boat Insurance with Erb and Young Insurance


With Erb and Young Insurance agents that love living in Florida, we understand the allure of spending time on the water, whether it’s a lake close to your home, the St. Johns River or the Atlantic ocean. We understand the big picture and the important details of insuring your sailboat, bass or fishing boat, your cabin cruiser, ski boat or pontoon. We’ll also insure your WaveRunner®, Jet Ski®, or other personal watercraft.

Get comprehensive boat insurance coverage that protects you, your boat, your boating gear, your PWC, your friends and family. With boat insurance from Erb and Young Insurance, not only is your boat and other watercrafts covered in the water, but it’s covered on land too.

Watercraft Insurance with Erb and Young Insurance

Boat Insurance & Personal Watercraft Insurance Coverages

  • Watercraft Physical Damage

    Direct, sudden, and accidental coverage for your watercraft.

  • Personal Liability

    Provides coverage for bodily injury and property damage sustained by others for which you are legally responsible.

  • Uninsured Watercraft

    Provides coverage for compensatory damages for bodily injury that the insured is legally entitled to recover from the owner or operator of an uninsured watercraft. This coverage is subject to the policy Limit of Liability, exclusions and policy provisions. 

  • Medical Payments.

    Pays the necessary and reasonable medical expenses incurred or medically determined within one year from the date of an accident causing bodily injury to any person while in, upon, boarding or leaving the watercraft. 

  • Towing And Roadside Assistance

    If the watercraft is disabled while afloat or away from safe harbor or the trailer is disabled, the insurance carrier can pay for:

    • The cost of emergency labor performed at the site of disablement; or
    • Towing to the nearest place where needed repairs can be made; or
    • Delivery of gas, oil or battery; however, unless an Elite Package is purchased we do not pay for the cost of the items.
  • Trailer

    Coverage for trailers equipped to transport your boat safely.

  • Personal Property

    Includes wearing apparel, sports equipment, fishing equipment and other personal property owned by any of the insured or their guests while on board or being carried on or off the watercraft. 

 Erb and Young Insurance of Florida

 What types of Insurance do you need to protect yourself and your assets? At Erb and Young Insurance we have you covered by offering many products and services:

Homeowners Insurance , Automobile Insurance , Motorcycle Insurance , General Liability Insurance , Commercial Insurance

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