What Every Florida Home Owner Should Know About Floods

Erb and Young Insurance is here to help you as the owner of a Florida Home to make informed decisions when it comes to anything that can threaten the well-being of you, your family and your assets — like the potential for a flood occurrence in Florida. This real threat is still being experienced by those in Florida due to the overwhelming amount of rain we have had before and during the recent Tropical Storm Isaac.

Flood Picture  - Homes underwater due to flooding from Storm

Flood Insurance is Important to All Florida Property Owners

Unfortunately, every home in Florida is at risk for flooding. Many conditions can result in a flood: hurricanes, overtopped levees, outdated or clogged drainage systems, poor household plumbing and rapid accumulation of rainfall. Hurricanes and tropical storms can pack a powerful punch with heavy rain fall that can cause flooding. In fact, a heavy rain can easily dump a couple feet of water. In two feet of water, a car can float.  As developers continue to cut down trees, build new subdivisions, pave parking lots and roadways, there is less natural soil available to absorb water. When water has no place left to sink into the earth, it will cause a flood.

Flood risk is based on a number of factors: rainfall, river-flow and tidal-surge data, topography, flood-control measures, and changes due to building and development.  Please, with this information in mind, contact your Erb and Young Insurance Agent to discuss your Homeowners and Commercial Insurance policies. Making informed decisions and taking responsible actions now will help you to maintain, protect and enhance the value of your personal and business properties.

Erb and Young Insurance is an Independent Insurance Agency that works with a multiple of insurance carriers to bring you personalized solutions and service for your personal and business insurance needs. We offer a complimentary asset overview and policy evaluation that will save you both time and money.  Contact Erb and Young now to acquire a customized Insurance policy that is the right fit for you and your budget. Get the peace of mind that you deserve by calling us now at 321-234-1690.

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