Florida Automobile Insurance from Erb and Young Insurance

Your Erb and Young Insurance Agent will work hard to get you a great Automobile Insurance policy. We understand that it is important that you have an Automobile Insurance policy that fits your budget and has the right coverage for all your vehicles, from passenger type automobiles to pickups, vans and trucks.

It is vital that you are protected against economic disaster should you cause an accident that results in injuries to other people or property damage.

Florida Auto Insurance protects you if you're in an accident.

At Erb and Young Insurance we take into account the many factors that have a bearing on what coverage will best fit your automobile insurance needs. Do you own you vehicles outright or are they financed or leased, your household salary, how much in savings and equity that you have to protect, your personal and business assets all need to be taken into consideration. Generally, the higher your salary and net worth, the more you stand to lose if you are ever found liable for an accident. The more assets you have, the more coverage you might need to consider as a part of your policy.

Do you have children that are at or approaching the driving age? Teenagers and young adults are generally more inexperienced drivers and can present a greater risk on the road. Higher risk factors can impact your rates and have a bearing on the coverage that will best protect you and your family’s assets.

Car Insurance for the College Bound

Deductibles are applicable to certain coverages, such as comprehensive and collision coverages. In the event of a loss, the deductible is the amount that you must pay out-of-pocket and a higher deductible could lower your premium. How much you willing to pay out-of-pocket now and in the future is relevant to having a policy that meets your specific circumstances.

Your Auto insurance policy can include medical payment coverage for you and your passengers. If you don’t have your own health insurance, you should consider purchasing some type of medical payments coverage on your policy.

At Erb and Young Insurance we take a consultative approach and make recommendations based on you and your family’s specific circumstances, including your assets, risk tolerance and your budget. If you aren’t sure what type of things you should consider, get help today by working with an experienced  Erb and Young insurance agent. We work with multiple insurance companies to bring you personalized solutions to meet your insurance needs. 

Contact Erb and Young Insurance to schedule a policy evaluation that is designed to save you time and money. We look forward to saving you money, call us now at 321-234-1690.

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