5 Ways to Be Prepared For The Rest of Hurricane Season 2013

It is that time of year again, and we want you, your family and your employees to keep safe for the rest of Hurricane Season 2013. Each year lives are lost, businesses are devastated and homes are damaged by extreme weather. The Atlantic hurricane season officially began on June 1, 2013 and it looks to be a highly active Hurricane season before it comes to an end in December. “Our confidence for an above-normal season is still high because the predicted atmospheric and oceanic conditions that are favorable for storm development have materialized,” said Gerry Bell, Ph.D., lead seasonal hurricane forecaster at NOAA’s Climate Prediction Center, a division of the National Weather Service.

It only takes one bad storm to cause a disaster and that is why is important to prepare now.

“The peak of the hurricane season is almost upon us and it’s important to remain prepared for hurricanes through November,” said Joe Nimmich, FEMA Associate Administrator for Response and Recovery.

Be Prepared For The Rest of Hurricane Season 2013

Step #1 – Be Equipped With Contact Information

NOAA’s National Coastal Data Development Center (NCDDC) each year provides updated NOAA Extreme Weather Information Sheets to equip residents in hurricane prone areas with a comprehensive reference guide of phone numbers and online information. Download your copy for Florida residents Click Here, so that you can use it during potentially life-threatening storms during the 2013 Hurricane season. Anyone can request a laminated NOAA Extreme Weather Information Sheets for their business, for their organization, or for personal use by contacting NCDDC.

Step #2 – Be Prepared With a Stocked Emergency Kit

Prepare now by having a stocked emergency supply kit.

Prepare now by having a stocked emergency supply kit.

The National Hurricane Center states that a basic emergency supply kit could include the following recommended items:

  • Water, one gallon of water per person per day for at least three days, for drinking and sanitation
  • Food, at least a three-day supply of non-perishable food
  • Manual can opener for food
  • Local maps with several destinations in different directions so you have meet up points and evacuation options in an emergency.
  • Cell phone with chargers, inverter or solar charger might be a good investment.
  • Battery-powered or hand crank radio and a NOAA Weather Radio with tone alert and extra batteries for both
  • Flashlight and extra batteries
  • First aid kit
  • Whistle to signal for help
  • Dust mask to help filter contaminated air and plastic sheeting and duct tape to shelter-in-place
  • Moist towelettes, garbage bags and plastic ties for personal sanitation
  • Wrench or pliers to turn off utilities

Step #3 – Be Prepared At Home

happy family having breakfastYour family will be better prepared to keep safe together or safely reunite during an emergency if you think ahead and communicate with each other in advance. “Make sure to review your family emergency plan, check that your emergency kit is stocked and consider insurance options.” admonishes Joe Nimmich, FEMA Associate Administrator for Response and Recovery.

Do you have a family Emergency Plan? Here are some things to discuss and put in writing:

Step #4 – Be Prepared At Work

The same questions and plans that are discussed at home should be discussed with workmates. Do you own your own business? Do you have employees that would benefit from being prepared for extreme weather conditions? Please, share this information with them.

Business Owners should be aware that up to 40% of businesses affected by a natural or human-caused disaster never reopen. (Source: Insurance Information Institute).  Your Erb and young Insurance agent would be happy to discuss reducing your risks and having a customized insurance policy in place for your business. With that said, having the right insurance coverage is only a part of the solution. It does not cover all losses and it will not replace your customers or employees.

Some of your risks can be reduced by investing in loss prevention programs, protection systems and business alliances.

  1. It is important to consider various hazards and threats and then determine the likelihood of what would will occur in the worse case scenario of being hit by a major Hurricane. Those hazards that could cause injury to you or an employee, or that could have an environmental impact should be addressed in your disaster plan.
  2. Protect your customers files and other electronic information by having an off-site data back-up system in place.
  3. Maintain excellent customer service by minimizing interruptions or disruptions of business operations by having business alliances in place. These may be suppliers or vendors that will assist you and your clients in the event of a natural disaster.

Step #5 – Be Prepared To Evacuate

Prepare to evacuate For the rest of the Hurricane Season it is a good idea to be prepared to evacuate. Have a map with meet up points and places to stay during the hurricane. In Florida, hurricanes can move in different directions. Therefore, discuss several destinations in different directions so you have options in an emergency and make sure that your loved ones know the evacuation routes to get to those destinations.

TIP: For the rest of hurricane season make sure to always have at least a half a tank of gas in your vehicle and if possible keep some cash on hand.

We hope that this information will help you to be prepared for the rest of Hurricane Season 2013. It is best to contact your Erb and Young Insurance Agent to make sure that you have the right coverage for your circumstances. Erb and Young Insurance offers Free Homeowners and Business Insurance reviews and specializes in creating customized insurance policies. By going over the big picture and analysing the fine print, we will make sure that you have the right coverage to keep you and your assets protected by an insurance policy that is the right fit for you.

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